Temporary Car Insurance
What is temporary car insurance?
Temporary car insurance provides motor coverage for a shorter period than a standard 12-month policy.
It can last from just one day up to 30 days, making it ideal if you need to:
- Borrow a car for the weekend
- Run a quick errand with a heavy or bulky item
- Use a family member’s car temporarily while yours is being repaired
- Get coverage on your own vehicle during the process of buying or selling a car.

How long can I have temporary car insurance?
How far in advance can I purchase it?
You can buy it anytime—there’s no advance purchase limit.
Are there any eligibility requirements?
If you qualify for Next Step Car Insurance, you’re generally eligible for Next Step Temporary Car Insurance as well. Some restrictions may apply.
Is the cover fully comprehensive?
Yes. You also have the choice of third party, fire and theft, or third party only coverage.
Is there a compulsory excess?
The excess amount is confirmed when you receive your quote and may vary depending on the driver.
Aligned Renewal Dates
Simplify your renewals with just one renewal date for all your policies.
Save Money
Bundle your policies and enjoy a discount — it’s that simple.
Easy Policy Management
Each policyholder gets their own MyAccount login for convenient management
Frequently Ask Questions
Temporary (or short-term) car insurance offers coverage for a limited period, typically from one to 30 days. It’s ideal if you need to borrow a car or drive a friend or family member’s vehicle for a short time. If you’re already an Car Insurance customer, you can temporarily adjust your policy to add: A temporary car A temporary driver to an existing car Both a temporary car and driver If you have any questions about Temporary Car Insurance, please get in touch with us.
Temporary (or short-term) car insurance offers coverage for a limited period, typically from one to 30 days. It’s ideal if you need to borrow a car or drive a friend or family member’s vehicle for a short time. If you’re already an Car Insurance customer, you can temporarily adjust your policy to add: A temporary car A temporary driver to an existing car Both a temporary car and driver If you have any questions about Temporary Car Insurance, please get in touch with us.