Breakdown Cover
What is Breakdown Cover Insurance?
Breakdown cover is a type of insurance that helps you if your vehicle breaks down unexpectedly. Whether it’s a flat battery, engine failure, or a puncture, this cover ensures you receive roadside assistance or recovery services to get you moving again. It offers peace of mind knowing that help is just a call away no matter where you are.
Why Breakdown Cover is Important
Breaking down on the road can be stressful and dangerous, especially if you’re far from home or in bad weather. With breakdown cover, a trained mechanic or recovery team will be dispatched to your location to assist you on the spot or tow your vehicle to a nearby garage. This can save time, money, and unnecessary hassle.
Types of Breakdown Cover
There are several types of breakdown cover to choose from depending on your needs. These include roadside assistance, home start (if your car breaks down at your home), national recovery (to any location in the UK), and onward travel, which may include a replacement vehicle or overnight stay. You can choose the level of cover that best suits your driving habits.
Who Should Get Breakdown Cover?
Breakdown cover is ideal for anyone who drives regularly, especially those who commute, take long journeys, or travel with children or elderly passengers. It’s particularly valuable for drivers of older vehicles that may be more prone to mechanical issues. Even new cars can benefit from this protection after the manufacturer’s warranty ends.
Benefits of Breakdown Cover
With breakdown cover, you avoid unexpected towing costs and repair delays. Most providers offer 24/7 assistance, giving you support at any time of day or night. It also gives you confidence to drive without the fear of being stranded, and can often be extended to cover multiple vehicles or drivers under one policy.
Aligned Renewal Dates
Simplify your renewals with just one renewal date for all your policies.
Save Money
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Easy Policy Management
Each policyholder gets their own MyAccount login for convenient management
FAQs
Breakdown cover typically includes roadside assistance, towing to a garage, and in some cases, services like home start, onward travel, and vehicle replacement depending on your plan.
Standard breakdown cover includes assistance and towing, but not the cost of parts or repairs. Some premium plans may offer limited coverage for repairs or labor costs.
If your car breaks down, move it to a safe location if possible and call your breakdown provider using the emergency number provided with your policy. Stay inside the car if it's safe, or wait in a safe area away from traffic.