Van Insurance
What is Van Insurance?
Van insurance provides financial protection if your van is involved in an accident, stolen, or suffers damage.
You can choose from different types of cover based on how you use your van—whether for personal or business purposes.
Which Type of Van Insurance Cover Is Right for You?
Van insurance—sometimes referred to as commercial or business van insurance—is essential for keeping your operations running smoothly.
Next Step Insurance offers four levels of cover to suit how you use your van:
What's covered?
Social
Ideal if you’re using your van solely for personal journeys and not commuting to work. This cover suits those who enjoy leisure activities that need extra space, like surfing or fishing.
Social and Commuting
If you use your van for everyday travel and commuting to a single place of work, this cover is for you. It includes both personal use and daily work travel.
Own Goods
Designed for tradespeople such as builders, electricians, plumbers, and others who rely on their van for business. It also suits professionals who travel between multiple work sites—like social workers or teaching assistants.
If you carry tools, equipment, stock, or merchandise, consider adding our Vehicle Contents Cover (formerly Goods and Tools). This upgrade offers enhanced protection for your van’s contents against theft or damage—similar to Goods in Transit insurance.
Carriage of Goods for Hire and Reward
If you use your van to deliver items on behalf of others, you’ll need this level of cover. It’s the best option for couriers, delivery drivers, or furniture movers earning income by transporting third-party goods.
Aligned Renewal Dates
Simplify your renewals with just one renewal date for all your policies.
Save Money
Bundle your policies and enjoy a discount — it’s that simple.
Easy Policy Management
Each policyholder gets their own MyAccount login for convenient management
Black Box Van Insurance
Take charge of your coverage with discounted renewal premiums for safe driving. Van owners can now benefit from LittleBox technology – complete with free theft tracking.
Whether you’re using a compact van for deliveries or a larger one for moving furniture, fitting a black box can help you get on the road with more affordable insurance.
Van insurance can be costly—especially for younger or new drivers. Our LittleBox for Van aims to make cover more accessible and budget-friendly.