Van insurance add-ons
What Are Van Insurance Add-Ons?
Van insurance add-ons are optional extras you can include in your standard van insurance policy to increase the level of coverage. These add-ons are designed to offer extra protection for both personal and commercial van drivers, ensuring you’re covered in a wider range of situations that a basic policy may not include.
Why You Might Need Them
Standard van insurance typically includes cover for accidents, theft, and third-party liability—but it might not protect you against other common risks like tool theft, breakdowns, or loss of income due to van downtime. Add-ons help fill these gaps, offering greater peace of mind and financial protection, especially if you rely on your van for work.
Popular Van Insurance Add-Ons
Some of the most useful add-ons for van insurance include breakdown cover, tools and equipment cover, courtesy van cover, legal expenses protection, and replacement lock/key cover. For business users, goods-in-transit insurance is also a popular add-on, protecting the items you’re transporting against loss or damage.
Who Should Consider Van Add-Ons?
Van insurance add-ons are especially valuable for tradespeople, delivery drivers, and business owners who depend on their vans daily. They ensure minimal disruption in the event of an incident and help protect both your vehicle and the tools or goods inside. Even private van users can benefit from certain extras like breakdown and windscreen cover.
Advantages of Customizing Your Van Policy
Adding optional extras to your van insurance helps you tailor the policy to your lifestyle or business needs. This means you’re not just protected legally, but also financially if something unexpected happens. It can reduce out-of-pocket costs and keep your work running smoothly in case of breakdowns, theft, or accidents.
Aligned Renewal Dates
Simplify your renewals with just one renewal date for all your policies.
Save Money
Bundle your policies and enjoy a discount — it’s that simple.
Easy Policy Management
Each policyholder gets their own MyAccount login for convenient management
FAQs for Van Insurance Add-Ons
No, add-ons are optional and must be selected when purchasing or updating your van insurance policy. Standard policies usually offer only basic cover.
Yes, many insurers allow you to add or remove extras mid-policy, though it may affect your premium or come with certain conditions.
Yes, some insurers offer van-specific breakdown cover that includes roadside assistance, home start, and recovery tailored to commercial van use.